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Question by rosey: health insurance ?
Whats a good and affordable health insurance in nashville tennessee
for a family like family pack

Best answer:

Answer by Me
I would suggest going to http://www.tennessee.gov/commerce/ and see if there is a list of health insurance companies by market share, but I am having trouble finding it. Look around and try find it, or tell them add it! Tell Leslie get on the ball.

Maybe these;

Aetna
BlueCross BlueShield of Tennessee
Celtic Ins. Co.
Golden Rule
Humana

Know better? Leave your own answer in the comments!

Comments (3)

  1. Zarnev said on 26-02-2014

    You’ll want to visit a local independent agent that works with all the major companies. The agent can find the best policy for your situation and budget. No one company is the best for everyone everywhere. The plans and premiums are exactly the same whether you use an agent or do it yourself.

    Do not try to do this over the internet. It’ll take you several days to intelligently compare all the plans available. Also, if you have any pre-existing conditions that might add a rider to the policy, cause you to be declined, or if you are out of the height and weight guidelines you won’t know until you’ve applied and gone through the underwriting process.

  2. mbrcatz17 said on 26-02-2014

    Well, a “good” policy is going to cost a family $ 800 to $ 1200 a month, depending on the coverages and deductibles. Anything less, and you’re being scammed, or you have an incredibly high deductible, or it isn’t insurance.

    Buy through a local agent, to be sure you’re getting REAL insurance.

  3. Tom Z said on 26-02-2014

    You need a trusted adviser to help you through the process so that you understand what you are purchasing. Some may suggest going on line to get a quote but there is so much more to this decision than price.

    The first thing you need to determine is how much you will participate in sharing the cost of your health care. This ultimately determines the affordability of your health insurance plan.

    If you choose a plan that covers everything i.e. doctors office visits, prescription drugs, preventative health benefits, maternity coverage and you choose low deductibles and low copays your monthly premiums will be significant.

    On the other hand if you and your family are young and healthy and rarely use the health care system you are able to consider a plan that covers the major health catastrophe which will result in relatively low premiums. You can use the monthly premium savings to pay for the occasional doctor visit and still come out ahead.

    Check with the agent that writes your home or auto insurance he/she can provide you a health insurance proposal that takes into account your budget and health situation. If they don’t handle health insurance they could refer you to a trusted colleague.

    If you want to use the Internet use it to educate yourself but use an agent to purchase the coverage.

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