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Question by Kate R: What constitutes a “serious mental health diagnosis” for medical insurance coverage?
My insurance/plan (Blue Shield of CA) will only cover psychotherapy for “serious mental health diagnoses”. I asked them on the phone if they could give me a list of what DSM-IV codes are considered serious, and they said I have to ask about a specific code and they’ll tell me yes or no. I wanted to know in advance so that if my mental health provider was debating between a few diagnoses, we could take into consideration which one would be covered. Does anyone have a list of codes that are generally considered serious mental health diagnoses by medical insurance companies?

Best answer:

Answer by canada_winnipeg_man
A “serious mental health diagnosis” The bill states: “Severe mental illness is defined through diagnosis, disability and duration, and includes disorders with psychotic symptoms such as schizophrenia, schizoaffective disorder, manic depressive disorder, autism, as well as severe forms of other disorders such as major depression, panic disorder, and obsessive compulsive disorder.”They may have suspected that something was not quite right with your mental health for years or your diagnosis may have come as a shock. Either way, in order to get the most out of any treatment insurance coverage plan you must first come to terms with how your mental illness will be apart of your life. No matter what official diagnosis you have been given, any mental illness is a life long struggle that can either consume your life or just become another facet of who you already are.
A trained medical professional will be able to give you further guidance. Good Luck & Take care as always!!!

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Question by Wayfarer: What will the health care overhaul do to my current coverage?
My health care benefits are pretty good right now at my current job. People at work are saying that we could possibly lose our good coverage. That true?

Best answer:

Answer by Felonius Monkey
Don’t worry – every bill proposed so far allows you to keep your current private insurance coverage.

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Question by әɹɐɯoɹ: Do you know the difference between health care and health care coverage?
I see a lot of posts on here saying that we have the best health care in the world and the evidence is that people come here from other countries to get care. I agree that we have the best health CARE in the world.

What is being discussed is health care coverage, not health care. That is, the way health care is paid for.

Do you understand the difference?

Best answer:

Answer by Still campaigning in 57 States
Yes, I do.

What do you think? Answer below!