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Question by Sabrina: How can I get health insurance without a job that provides it?
I am planning on substitute teaching which doesn’t offer health insurance. What is the best way to go about getting health insurance for just me?

Best answer:

Answer by Bill M
Wait until the new laws take effect, or move to a country where they do it right (anywhere other than the USA).

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When I consider purchasing an individual health insurance plan for myself or my family, do I have any financial obligations beyond the monthly premium and an…

Question by John S: What health insurance is best and affordable for my wife?
We had a baby 3 months ago, but I am looking for health insurance that is good and affordable for my wife. Any suggestions?

Best answer:

Answer by jxt299
Leave America. France, England, Germany, Switzerland, Canada, Japan, Australia, New Zealand…actually most of the developed countries in the world have good health insurance but it is not available in the US because…well ask the insurance companies why not.

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Question by We Trod Upon You: How is taxing people to pay for health insurance different than taxing to pay for retiree’s health insurance?
Why are the right wingers squawking that mandatory taxes to fund health care are “unConstitutional” yet we all are forced to pay taxes every day to fund the Medicare health insurance program for retirees? What’s the difference?

Best answer:

Answer by FLSwampBoy
No difference.

It’s just that Obama did it instead of the other side.

All of the components of the new health care law had been supported by both sides over the years.

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Question by r: How does Health Insurance Application Process work?
I applied for health insurance and forgot to mention an out of state doctor’s visit a few years back. Do the health insurance companies have access to all medical records even if you did not list the doctor or doctor’s office on the application? Is it a big deal that I forgot to list the visit. A brief explanation of how the application review process works would be greatly appreciated. Thanks!

Best answer:

Answer by Steve B
In the UK, they normally don’t bother contacting your Doctor UNTIL YOU CLAIM … THEN they try to avoid paying out by finding some mistake or ‘error’ in your application so they can say the Insurance is invalid.

I’ve no idea what happens in the USA, but I bet Insurance companies there are just as reluctant to pay out as they are over here …

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Question by : What is individual and family health insurance?
I am planning to have family health insurance in these days but I want to understand the basic difference between individual and family health insurance.

Best answer:

Answer by Nicole
Individual health insurance covers only yourself. Family health coverage should cover you, a spouse and/or your children but will cost much more than single/individual coverage.

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Share this: OFA.BO Tweet this: OFA.BO Mitt Romney says people without insurance should get treatment at the ER. Romney knows ER treatment is expensive and inefficient. So why does he say it’s a solution now? Mitt Romney’s health care plan: higher health care costs, more uninsured people and bad for the economy.

Question by Emily K: How does health insurance work in terms of payment?
Let’s say there’s a family, and there’s three different prescriptions for different medications within the family. Let’s say the Dad is paying for health insurance. Do you just pay for health insurance once, when you register for it? Do you pay $ 20 monthly? Does the price you pay go up when you add more medications? I’m confused.

Best answer:

Answer by phlegm
if it a group plan through an employer, the cost is deducted from paychecks. no, the price will not go up if you need more meds.

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Question by prizice24: How do health insurance tax deductions work for a member managed LLC?
I own a business (LLC) with two other people. It is only us three; we do not have any additional employees. We pay for our health insurance through our business. Based on these facts, I was wondering how much I stand to save on my personal taxes. Is this a standard write off like any other business expense or does the IRS treat health insurance differently?

Best answer:

Answer by HealthQuote360.com
Multiple member LLC’s can be taxed 3 different ways:

1. As a partnership
2. As a C corporation
3. As an S Corporation

The deductability of health insurance premiums for your LLC will depend on which of the 3 types of entities your LLC elected to be taxed at (the default is the partnership form of taxation).

Typically, you will be able to deduct 100% of your health insurance premiums although there are some specials considerations for owner/officers of S Corporations who own more than 2% of the company.

If you speak with a CPA or qualified tax advisor they should be able to give you plenty of good tips. One thing that you may want to mention is a medical reimbursement plan. Here is some more detail on medical reimbursement plans:

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